Affiliate Disclosure

Transparency matters. Some links on our site are affiliate links. If you click an affiliate link and proceed, we may earn a commission at no extra cost to you.

Last updated: January 2025

Quick Summary

  • Affiliate Links: We may earn a commission if you click an affiliate link and take action on their site.
  • No Extra Cost: Affiliate commissions do not increase your price.
  • Independence: Affiliate relationships do not influence our calculators or educational content.
  • Clarity: We label affiliate links and may mark paid placements as “Sponsored.”

1. What Are Affiliate Links?

Affiliate links allow us to earn a commission when you click an affiliate link and complete an action on the affiliate's site (for example, submitting an application or opening an account). This helps keep our calculators and resources free.

2. Editorial Independence

  • Affiliate relationships do not affect calculator outputs.
  • Educational content is written to be informative and neutral.
  • We do not provide financial, legal, or tax advice. Content is for educational purposes only.

3. Cost to You

Using our affiliate links does not increase your cost. In some cases, affiliates may offer promotions available through our links. Always review the affiliate's terms and disclosures.

4. How We Identify Affiliate Links

  • Buttons like "Visit Affiliate" or links near affiliate names may be affiliate links.
  • Where applicable, we use clear labels such as “Sponsored.”
  • Technical markup best practices include rel="sponsored nofollow noopener" and opening in a new tab.

Example:

<a href="https://affiliate.example.com" target="_blank" rel="sponsored nofollow noopener">Visit Affiliate →</a>

5. Tracking and Privacy

When you click an affiliate link and leave our site, the affiliate may use cookies or similar technologies on their site per their own privacy policy. We do not control affiliate sites. For details on our cookies and analytics, see our Privacy Policy or adjust your preferences using Cookie Settings.

6. Conflicts of Interest

We aim to avoid conflicts of interest by:

  • Separating educational content from commercial arrangements.
  • Using consistent calculation methods regardless of affiliate relationships.
  • Disclosing affiliate relationships prominently.

7. Changes to This Disclosure

We may update this page from time to time. We’ll update the “Last updated” date above when changes are made.

8. Contact Us

Questions about this disclosure?