Calculator Questions
Are your calculators accurate?
Yes, our calculators use industry-standard financial formulas and are regularly updated with current market data. However, they provide estimates for educational purposes only. Actual loan terms, rates, and costs will vary based on your credit profile, lender requirements, vehicle age/mileage, and other factors.
Why don't the results match what my dealer quoted?
Dealer quotes may include additional fees, taxes, warranties, or promotional rates that our basic calculator doesn't account for. Our calculators provide baseline estimates - always ask dealers for a detailed breakdown of all costs and compare multiple offers.
Can I save my calculations?
Currently, our calculators don't save results automatically. We recommend taking screenshots or writing down important numbers for your records. This approach also protects your privacy since no data is stored on our servers.
Privacy & Security
Do you store my personal information?
No, we do not collect, store, or sell your personal financial information. All calculations happen locally in your browser. We don't require registration, and your data never leaves your device unless you choose to share it.
Is it safe to enter my financial information?
Yes, it's safe because the information stays on your device. Our calculators process everything locally in your browser - nothing is transmitted to our servers. However, always be cautious about what information you enter on any website.
Do you track my usage or show personalized ads?
We use consent-based analytics to improve the site. We may show ads from third-party ad networks. In regions requiring consent, we will ask before enabling personalized ad storage. You can update your preferences anytime via Cookie Settings. See our Privacy Policy for details.
Service Questions
Are your tools really free?
Yes, all our calculators are completely free to use. No hidden fees, no registration required, no strings attached. We believe everyone should have access to accurate financial tools to make informed decisions.
How do you make money?
We may display advertising (e.g., Google AdSense or similar) and we may earn affiliate commissions when you click through to partner lenders. Ads and affiliate relationships do not influence our calculator results or our educational content. Learn more in our Affiliate Disclosure.
Can you help me get a loan?
We provide calculators and educational information, but we're not a lender or broker. We can't help you apply for loans directly. However, we do provide information about partner lenders who may be able to help you.
Technical Questions
Why isn't the calculator working?
Most issues are resolved by refreshing the page or clearing your browser cache. Make sure JavaScript is enabled in your browser. If problems persist, try a different browser or contact our support team.
Do your calculators work on mobile?
Yes, our calculators are fully responsive and work on all devices including smartphones and tablets. The interface automatically adapts to your screen size for the best experience.
Can I use your calculators offline?
Our calculators require an internet connection to load initially, but once loaded, the calculations happen locally in your browser. For full offline access, you'd need to save the page to your device.
Auto Finance Questions
What's the difference between APR and interest rate?
The interest rate is the cost of borrowing money, while APR (Annual Percentage Rate) includes the interest rate plus additional fees and costs. APR gives you a more complete picture of the loan's total cost.
Should I lease or buy?
It depends on your situation. Leasing typically offers lower monthly payments and lets you drive newer cars, but you don't build equity. Buying costs more upfront but you own the vehicle. Use our lease vs. buy calculator to compare options.
When should I consider refinancing?
Consider refinancing if interest rates have dropped, your credit score has improved, you want to lower your monthly payment, or you want to change your loan term. Our refinance calculator can help you see potential savings.
Still Have Questions?
If you can't find the answer you're looking for, we're here to help! Contact our support team and we'll get back to you as soon as possible.
Contact Support